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Hodos Wealth Group, LLC (HWG) is an investment adviser registered with the Texas State Securities Board.  Registration as an investment adviser does not imply a certain level of skill or training, nor does it constitute an endorsement or approval by any regulator.  HWG may transact business only in states where it is registered or exempted from registration.  Investing involves risk, including the loss of principal; past performance is not indicative of future results.  Charles Schwab & Co., Inc. (“Schwab”) serves as custodian for Hodos Wealth Group, LLC (HWG) accounts.  Schwab is independent of and not affiliated with HWG and has not endorsed or sponsored HWG or its services.  HWG’s current disclosure brochure (Form ADV Part 2A) is available at advisorinfo.sec.gov or upon request.  HWG’s CRD # is 311705.